By the Galecki Financial Management Team
What comes to mind when you think about your personal finances? Do the words stress, worry, confusion, and overwhelm ring true? If so, you aren’t alone. A recent survey found that as much as 52% of adults in the U.S. attribute their stress to financial worries and that it affects their mental health. With anxiety and depression on the rise, especially with the younger generation, it’s more important than ever to have a solid financial plan for your family or business so you have one less thing to worry about.
That’s where we can help. At Galecki Financial Management, our mission is to provide worry-free wealth management services, tailored to your individual needs, throughout all stages of life. We are a Fee-Only financial planning firm serving clients in northeast Indiana and across the country. While our comprehensive services can meet a wide range of needs, our main goal is to put your best interests first. Allowing us to take care of the intricacies of financial planning and investing allows you to devote more time to your family and passions in life.
Who We Are
Our firm was founded in 1990 by Greg Galecki, who revolutionized the financial industry at the time by becoming one of the first firms in the state of Indiana to offer a client-focused, Fee-Only model. Over the years his practice grew as his client base increased, and he added additional shareholders to his team. Greg retired at the end of 2021 and sold his remaining shares to the now 6 shareholders who carry on his vision of always doing what’s best for the client.
Our Clients
Most of our clients are based in northeast Indiana, specifically Fort Wayne, but we also work with individuals and families across the country. Our typical client is an individual, couple, family, or business owner needing sound and unbiased financial advice. Each advisor of our firm has an area of specialty. Due to our highly experienced, educated, and multi-generational team, we are equipped to meet client needs from all backgrounds and life situations.
Our ownership team consists of two women CERTIFIED FINANCIAL PLANNERS™, which is still unique in our industry. We also have a CPA on staff to provide a higher level of tax advice to clients if needed. One of our owners is also a Certified Divorce Financial Analyst™. We also have advisors who advise clients with business succession plans, retirement plans, estate planning, and everything in between.
Our Philosophy
Regardless of who we work with, our philosophy is always about putting each client’s best interests first. That’s why we provide Fee-Only, fiduciary services based on our clients’ needs. Our goal is to help individuals and families pursue their financial goals with integrity, confidence, and clarity. We help you identify your short-term and long-term goals, and then we work together to make them a reality.
We’re anything but a business-as-usual wealth management firm. We can be described as friendly, casual, and good listeners. Everything we do is based on what we hear from you. We believe strongly that we are in a relationship business more than anything—and we take our clients’ trust and confidence very seriously. Our only incentive is to help you succeed.
How We Can Help
Our services are tailored to meet our clients’ specific needs while utilizing the extensive experience, knowledge, and skills of our team. The result is an objective, Fee-Only process that we believe is ideal for helping clients pursue their financial goals.
Initial Financial Overview (IFO)
When we first meet with a client, we start with the Initial Financial Overview (IFO). This two-hour review of your current financial situation is designed to provide a snapshot of where you are currently, where you want to go, and how best to get you there. Included in this service are detailed reports outlining the projections and a letter detailing the assumptions used, results of preliminary projections, and our recommendations. This is a one-time meeting with no obligation to continue as a client; however, if you choose to engage in our more comprehensive services, the fee for this meeting is reimbursed.
Wealth Management
Once you become a client, the next step is to customize a financial plan that fits your personal situation, goals, and objectives. Much of this will be based on the IFO (if you started with that service). We review various aspects of your financial life, which may include retirement planning, risk management and insurance needs, estate planning, tax planning, education planning, and any other pieces that impact your plan. We manage your investment accounts using a diversified portfolio of no-load mutual funds and ETFs. As your financial picture becomes clearer, we strategize the most effective and efficient use of your resources to keep you on track to meet your goals. We then continue to monitor, review, and adjust your plan as life changes and goals shift.
Are You Ready for a Worry-Free Financial Future?
Life has enough to worry about without adding finances to the mix. Yet how you manage your finances—and who you choose to help you do that—is one of the most important decisions you can make. At Galecki Financial Management, our goal is to help you feel more confident about your financial future so you can focus on what matters most. If you would like to learn more about our unique, personalized, and comprehensive approach to financial planning and how we can help you, contact us today. To schedule a meeting, call (260) 436-8525 or contact us here: https://galecki.com/contact/. We look forward to hearing from you!
About Galecki Financial Management
At Galecki Financial Management, we help individuals and families achieve their financial goals. We’re anything but a business-as-usual wealth management firm. We’re different. Friendly. Casual. And really good listeners. Indeed, that’s a big part of what makes us different. Everything we do is based on what we hear from you, because our experienced team of professionals specializes in comprehensive financial planning, cash flow analysis, IRA rollovers, financial services, money management, estate planning, retirement planning and advising. We help you identify your short- and long-term goals, and then we work together to achieve them. Lastly, and most importantly, we’re fee-only, meaning we’re only compensated for our time. Our only incentive is to help you succeed.