Medicare is a starting point, not the whole plan. Premiums, IRMAA surcharges, and long-term care can add up to six figures over a retirement. Here’s how to build healthcare into your plan before you retire.
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Financial Sense: Q3 2026 Newsletter
Index Returns The markets moved higher as concerns over the Middle East conflict subsided. The S&P 500 advanced 15.20% in the second quarter and is now up more than 10% on the year. The Russell Midcap Index also had a great quarter and is now up more than 15%...
How Fee-Only Advisors Help Women Build Wealth
For women, building wealth can come with unique complexities. You may feel your priorities aren’t accounted for in typical financial planning settings. Here’s how a Fee-Only financial advisor can offer transparent advice and help make your money work for you.
Trump Accounts: What Families Need to Know Before the July Launch
By The Galecki Financial Management Team If you’ve been hearing about a new federal investment account for children and wondering whether it’s worth opening one for your kids or grandkids, you’re not alone. The Trump Account, created by the One Big Beautiful Bill Act...
Money Tips for New Graduates From Fee-Only Advisors
By The Galecki Financial Management Team Graduation season brings excitement for families, retirees, and new professionals alike, yet many parents and grandparents still wonder how to give graduates a meaningful financial launch pad that supports long-term prosperity....
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